Terms & Conditions

SMS Messaging Terms

• Consent: By providing your mobile number and checking the consent box on our forms, or by submitting your information through a lead-generation platform that transmits a proof-of-consent token (such as a Journaya token), you provide prior express written consent to receive SMS text messages from us and our lending partners at the number provided.
• Message content: Messages may include loan offers, rate quotes, pre-approval status, appointment reminders, document requests, and follow-up communications related to your mortgage inquiry.
• Frequency: Message frequency varies and depends on your loan stage and engagement. We are not liable for any delays or failures in message delivery.
• Carrier charges: Standard message and data rates from your mobile carrier may apply.
• Opt out: You may cancel SMS messages at any time by replying STOP to any message. Replying HELP provides support information. After opting out, you may still receive non-SMS communications you have separately authorized.
• Number changes: You are responsible for notifying us if your mobile number changes. We are not liable for messages sent to a number you no longer own.

Use of Our Services

• Our tools, calculators, and rate estimates are provided for informational purposes only and do not constitute a loan commitment or offer to lend.
• Final loan terms, rates, and approvals are subject to underwriting and lender verification.
• You agree to provide accurate and truthful information when using our application forms.

Licensing

Frank D'Asero is a licensed mortgage professional. Loans are made or arranged pursuant to applicable state and federal licensing requirements. This is not a commitment to lend. Equal Housing Lender.

Third-Party Lead Sources

Some consumers contact us after submitting information on third-party lead-generation websites. Those platforms are responsible for their own consent disclosures and privacy practices. We rely on consent tokens (such as Journaya tokens) provided with each lead as verification that the consumer agreed to be contacted by lending partners.

Limitation of Liability

To the maximum extent permitted by law, Frank D'Asero shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services or SMS communications.

Changes to These Terms

We may update these Terms from time to time. Continued use of our services after changes constitutes acceptance of the revised Terms.

Contact

Frank D'Asero
24 Executive Park Suite 250, Irvine, CA 92614
Phone: 9493314498